ReviewWe don’t earn from this one
Starling Business review
A fully licensed, free UK bank with the broadest integration marketplace.
Updated 2026-07-03 • Last reviewed 2026-07-12
Features
- Fully licensed UK bank
- Free standard business account
- Large third-party integration marketplace
- Established track record with business customers
Fees
- No monthly fee on the standard account
- Small charge for cash deposits
Pros
- FSCS protection on eligible balances
- No monthly fee
- Broadest integration marketplace of the fintech-style options
Cons
- No bundled free company formation
Eligibility
UK sole traders and limited companies.
We earn nothing from this recommendation, we're pointing you here because it's genuinely a strong option.
Alternatives
FAQs
Is Starling a real bank?
Yes, Starling is fully licensed with FSCS protection on eligible balances, the same protection you'd get from any major high street bank.
Is Starling genuinely free?
Yes for the standard business account, the main cost most people encounter is a small fee for cash deposits.
Not sure Starling Business is the right fit?
Answer a few quick questions and we’ll recommend the setup that actually fits your situation, with an honest reason behind it.
Or see the full comparison.